How to Accept Online Payments with Paystack in South Africa

Why Accept Online Payments?

Online payments dramatically improve cash flow. Clients can pay instantly with credit cards or EFT, rather than waiting for manual bank transfers.

What is Paystack?

Paystack is Africa's leading payment gateway, trusted by thousands of South African businesses. It allows you to accept:

• Credit cards (Visa, Mastercard)
• Debit cards
• Instant EFT
• QR code payments

Benefits of Paystack Integration

• Get paid instantly: No waiting for bank transfers
• Professional experience: Clients trust card payments
• Automatic reconciliation: Payments linked to invoices
• Lower fees: Competitive South African rates
• PCI compliant: Secure and safe

Paystack Fees in South Africa

Transparent pricing:

• Local cards: 2.9% + R2 per transaction
• International cards: 3.8% + R2 per transaction
• No setup fees
• No monthly fees

How ZinithX Pro + Paystack Works

1. Create invoice in ZinithX Pro
2. Enable Paystack payment on the invoice
3. Send to client - they get "Pay Now" button
4. Client pays with card or EFT
5. Auto-marked paid in your system
6. Money in your account within 24 hours

Setting Up Paystack

Step 1: Create Paystack Account

• Go to paystack.com
• Sign up (free)
• Verify your business
• Add bank details

Step 2: Get API Keys

• Go to Settings → API Keys
• Copy your Public Key
• Copy your Secret Key

Step 3: Connect to ZinithX Pro

• Go to Settings → Integrations
• Select Paystack
• Paste your API keys
• Test payment
• Go live!

Client Payment Experience

Your client receives an invoice email with a big "Pay Now" button. Clicking it:

1. Opens secure Paystack payment page
2. Shows invoice amount
3. Accepts card details or EFT
4. Processes payment instantly
5. Sends confirmation to both parties

Security & Compliance

Paystack handles all security:

• PCI-DSS Level 1 certified
• 256-bit SSL encryption
• 3D Secure authentication
• Fraud detection

Conclusion

Online payments are no longer optional for modern businesses. With Paystack integration in ZinithX Pro, you can start accepting payments in minutes and get paid up to 50% faster.